Savings Products
Rates Effective July 27, 2010
| Share & Checking Accounts | Minimum |
Dividend Rate |
APY |
|||
Regular Share Account |
$5.00 |
0.15% |
0.15% |
|
||
Holiday Club Account |
$5.00 |
0.65% |
0.65% |
|
|
|
Visa Pledge Account |
$5.00 |
0.15% |
0.15% |
|
|
|
60+ Share Account |
$5.00 |
0.15% |
0.15% |
|
|
|
Share Draft Account |
$500.00 |
0.10% |
0.10% |
|
|
|
60+ Share Draft Account |
$500.00 |
0.10% |
0.10% |
|
|
|
IRA Shares |
$50.00 |
0.25% |
0.25% |
|
|
|
| Share Certificates | Minimum |
Dividend Rate |
APY |
Jumbo Balance |
Dividend Rate |
APY |
Term |
|
|
|
|
|
|
30 Day |
$500.00 |
0.20% |
0.20% |
N/A |
|
|
90 Day |
$500.00 |
0.30% |
0.30% |
N/A |
|
|
180 Day |
$500.00 |
0.45% |
0.45% |
$90,000 |
0.45% |
0.45% |
1 Year |
$500.00 |
0.90% |
0.90% |
$90,000 |
0.90% |
0.90% |
2 Year |
$500.00 |
1.20% |
1.21% |
$90,000 |
1.20% |
1.41% |
3 Year |
$500.00 |
1.55% |
1.56% |
$90,000 |
1.55% |
1.56% |
5 Year |
$500.00 |
2.15% |
2.17% |
$90,000 |
2.15% |
2.17% |
IRA Share Certificates |
Minimum |
Dividend Rate |
APY |
Jumbo Balance |
Dividend Rate |
APY |
1 Year |
$500.00 |
0.90% |
0.90%
|
$90,000 |
0.90% |
0.90%
|
2 Year |
$500.00 |
1.20% |
1.21%
|
$90,000 |
1.20% |
1.41%
|
3 Year |
$500.00 |
1.55% |
1.56%
|
$90,000 |
1.55% |
1.56%
|
5 Year |
$500.00 |
2.15% |
2.17%
|
$90,000 |
2.15% |
2.17%
|
All rates and yields are subject to change without notice. APY is an abbreviation for Annual Percentage Yield. Some restrictions may apply. All loans are subject to approval. Some restrictions may apply. APR is an abbreviation for annual percentage rate.
Loan Products
Rates Effective March 10 , 2010
Loan Type |
Terms |
APR |
New Autos |
Up to 84 Months |
4.49%-13.99% |
Used Autos |
Up to 84 Months |
4.49%-13.99% |
New Boats |
Up to 84 Months |
5.99%-15.49% |
New Boats |
96-120 Months |
See Lending Staff for details |
Used Boats |
Up to 84 Months |
6.49%-15.99% |
Used Boats |
96-120 Months |
See Lending Staff for details |
New RVs |
Up to 84 Months |
5.99% - 15.49% |
New RVs |
96-120 Months |
See Lending Staff for details |
Used RVs |
Up to 84 Months |
6.49%-15.99% |
Used RVs |
96-120 Months |
See Lending Staff for details |
New Motorcycles |
Up to 72 Months |
5.99% - 15.49% |
Used Motorcycles |
Up to 72 Months |
6.49%-15.99% |
Line of Credit—Up to $25,000 limit |
Revolving |
7.99% - 17.99% |
Signature Loan—Up to 25,000 limit |
Varies |
7.99% - 17.99% |
Visa Card—Up to $25,000 limit |
Revolving |
9.90% |
HELOC |
Up to 180 Months |
Variable |
APR = Annual Percentage Rate
All loans are subject to approval. OAC. Rate is based on credit experience (credit score). Some restrictions may apply. APR is an abbreviation for annual percentage rate. All collateral may be subject to inspection. New Autos may finance 100% of retail + TT&L depending on credit quality. Used Autos may finance 100% of NADA retail plus TT&L. New & Used Motorcycles may finance 100% of NADA retail plus TT&L. Rates include a 0.25% discount for a checking account and 0.25% discount for loan payments made by direct deposit.